Understanding Commercial Truck Financing Options in San Diego

Understanding Commercial Truck Financing Options in San Diego

When it comes to expanding your fleet in San Diego, understanding your financing options is crucial. C&M Motors, a leading commercial truck dealer in the region, offers a variety of truck leasing and financing solutions tailored to meet the specific needs of your business. Whether you’re looking for a lease or a loan, our team is dedicated to helping you find the best financial arrangement to support your business objectives.

Truck Leasing Options in San Diego

For many businesses, a truck lease in San Diego offers flexibility and a lower upfront cost compared to buying. Leasing a commercial truck can also provide tax benefits, as lease payments can often be deducted as business expenses. This option is particularly attractive for companies that prefer to keep their fleet modern and efficient without the long-term commitment of ownership. At C&M Motors, we offer competitive leasing options that allow businesses to upgrade their trucks at the end of the lease term, ensuring they always have access to the latest technology and most fuel-efficient models.

Commercial Truck Loans

For businesses looking to purchase a truck, C&M Motors provides tailored loan solutions. Owning a truck can be a preferable option for businesses with high usage demands that may lead to wear and tear, which could complicate lease agreements. Loans allow for complete ownership from the start, giving businesses full control over their vehicles. Our financing experts work closely with each client to structure loans with favorable terms and manageable payments, ensuring that owning a truck contributes positively to your business’s bottom line.

Customized Financing Solutions

At C&M Motors, we understand that every business has unique needs and financial situations. That’s why we offer customized financing solutions designed to match your specific requirements. Our team of financing experts takes the time to discuss your business goals, budget, and operational needs, helping you to decide between leasing or buying, while finding the financial product that best fits your circumstances.

Why Choose C&M Motors?

As a trusted commercial truck dealer in San Diego, C&M Motors prides itself on building long-term relationships with our clients. We are committed to providing a seamless financing process, from application to approval. Our deep understanding of the commercial truck industry, combined with comprehensive financing options, ensures that you can find the right truck lease or loan to meet your business needs.

Whether you are considering a truck lease in San Diego or looking to purchase your next commercial vehicle, C&M Motors is here to guide you every step of the way. Contact us today to explore how we can help you drive your business forward with the right financing options.

Trucking is Critical to the Holiday Season: Here’s Why

Trucking is Critical to the Holiday Season: Here’s Why

With the holiday season upon us, eCommerce retailers and consumers should be aware of the critical role trucking plays in the holiday season. Keeping everything moving and ensuring packages and purchases arrive on time for the holidays is essential to keep the season bright. Here’s why the industry is so critical to the holiday season and where to find box trucks for sale in San Diego.

Truckers Keep Holiday Roads Safe

Just during Thanksgiving, approximately 54.3 million Americans traveled more than 50 miles to see family and friends. The holiday season is even more hectic than normal, with an estimated 106 million Americans expected to travel over 100 miles over the next four weeks. Keeping these roads safe during the busiest time of year is a massive undertaking. That’s where truckers come in.

Professional drivers help keep the roads safe by bringing experience and training to the roads. When winter snow and ice come in, truckers adjust their driving to keep everyone on the road safe during the holidays.

Online Shopping and the Freight Industry

The freight industry is a crucial part of the online shopping process. Retailers rely on truckers to transport their products to customers, ensuring that everything arrives on time. This is especially important for retailers who rely on fast shipping times to keep customers happy and customers who want gifts to arrive on time.

Communities Need the Trucking Industry for Essentials

The trucking industry is essential for communities across the United States. Truckers are responsible for transporting essential goods, such as food and water, to communities that would otherwise be unable to receive them. Without trucking, these essential goods would not be able to reach their destination on time and some communities would be lacking clothing and other essentials.

Trucker Demand Increasing

The trucking industry is growing rapidly, and this growth is expected to continue. The trucking industry is critical to the holiday season, and demand is expected to continue to increase in the years to come. This is good news for truckers and the industry as a whole, as it means that there will be more jobs available in the future. The shortage also goes to show just how important the industry is to the holiday season, with demand ramping up even more during this period.

Shop for Box Trucks for Sale in San Diego at C&M Motors Inc.

At C&M Motors Inc., we know that the trucking industry is critical to the holiday season. That’s why we offer a wide selection of box trucks for sale in San Diego. We have the perfect truck for your delivery needs and can help you find the perfect box truck for your business. Contact us today to learn more about our selection of box trucks for sale in San Diego and let us help you keep the season bright!

Why It’s Smart to Buy a Used Commercial Truck

Why It’s Smart to Buy a Used Commercial Truck

usedIf you are looking to expand your fleet to simply replace unrepairable trucks, there are many advantages to buying a used medium-duty commercial truck.

What makes purchasing a used truck can be a smart decision for so many? Let’s look at some of the advantages of buying used commercial vehicles:

Cost Savings

It might seem obvious, but it’s true that acquiring used trucks is significantly cheaper up-front than purchasing a new vehicle. A commercial truck generally sees its biggest drop in value in its first 12 months. This means you can often find great resale deals on commercial vehicles that are older than one year. Additionally, depreciation is much slower after the initial first year decrease. So, if you buy a used truck and later sell it yourself, you may not have to part with it for too much less than you paid, putting good money back into your pocket (in addition to whatever profits the vehicle helped you earn).

Yes, buying a new truck can be a long-term investment, but for some companies, especially new and growing businesses, saving on immediate costs can be the most important concern, helping them quickly expand their fleet, land more jobs, and make more money.


Used trucks typically have a dependable life cycle and performance capabilities that can be familiar to you and your drivers. Particularly if you can acquire the commercial vehicle’s telematics (digital data on engine hours, idle time, fuel economy, alerts, etc.) or records of maintenance, you can approximate how well you can expect the truck or van to work and for how many more years.

Being able to confidently rely on a used vehicle helps you to precisely plan and execute your routes and jobs, and ultimately help make your fleet more productive. Sometimes, technological, and operational learning curves with new trucks may hinder work, along with driver concerns about even slightly dinging the new commercial vehicle. However, you can always get right to work with familiar, previously used trucks and vans.

C&M Motors will provide you with great certainty when purchasing any used truck. We complete a thorough inspection of all used trucks we offer to make sure they will provide years of service to your business.


Used vehicles can offer your company flexibility, since used trucks are readily available in a wide range of options. When purchasing new commercial vehicles, you are restricted to recent models and potentially lengthy production lead times. With used trucks, you can shop for any model produced in the past few years or even older if a vehicle has been well maintained. Additionally, C&M has a service and fabrication department that can make any modifications to anu used truck to fit your companies’ specific requirements.

Used trucks can also be helpful to have on hand as simple backup vehicles, providing additional flexibility if an unexpected breakdown happens during an important job with a tight deadline.

Environmental Concerns

Members of Gen Y and Gen Z, who increasingly make up a greater share of the workforce, care about how the industry affects the environment. As such, sustainability is an emerging benefit of used vehicles. At first, it sounds illogical that older, less fuel-efficient trucks could be called eco-friendly, however the acquisition of used commercial vehicles decreases the demand for newer trucks and vans. Because manufacturing requires a considerable amount of electricity, raw materials, and so on, purchasing used vehicles helps limit unnecessary truck production and our industry’s overall carbon footprint.

From affordable costs and broad availability to familiarity and eco-friendliness, used vehicles can be the perfect choice for your business’ requirements. If you’re interested in buying a truck, new or used, C&M Motors has the experience to help you make the right decision for your company. Feel free to contact us with any questions. We look forward to hearing from you.

C&M Motors Inc


(800) 736-3443

Why This Commercial Truck Dealership is Dedicated to Hino

Why This Commercial Truck Dealership is Dedicated to Hino

Why this Commercial Truck Dealership is Dedicated to Hino

Price Digests is a leading vehicle value and specifications provider and has been for more than 100 years. This year, Price Digests presented its prestigious Highest Retained Value Award (HRVA) to commercial trucks to recognize those manufactures that best hold their value. The HRVA award covers 9 categories covering Class 3-8 commercial trucks, ranging from light duty to heavy duty models.

The HRVA award is in its third year. Price Digests uses proprietary algorithms to identify trucks that are expected to retain the most value during the next 5 years. This year, the winners were announced at a press conference held at the World of Concrete trade show in Las Vegas.

Only two truck manufacturers that have captured top awards all three years. Hino has scored again for the highly competitive category Medium Duty Trucks with Conventional Cab & Chassis with its Hino 268A with a retained value score of 46.75%.

Why Buy a Hino?

For the last 3 decades, Hino has built a solid reputation for dependability. Hino trucks are durable, comfortable, and engineered with the best technologies. Hino’s Medium Duty trucks are excellent for city deliveries as their maneuverability is outstanding.

Why C&M Motors

C&M Motors is a locally owned and operated family business serving the greater San Diego area since 1982. With 2 locations to serve you (National City and Vista), we offer a more personalized experience and customized services to meet your business needs. Our staff is highly trained to help you with your Hino truck, from choosing the right model for your business to keeping it perfectly maintained for your ongoing success.

Give us a call to learn more.

C&M Motors Inc


(800) 736-3443


Choosing the Right Truck Dealership – 4 Helpful Tips

Choosing the Right Truck Dealership – 4 Helpful Tips

Buying a new or used commercial truck can be tricky – even once you do some research and set your sights on a model or two, there’s still a lot to do. Finding and selecting the right dealership means more than just typing “best truck dealership near me” into your computer and hoping for the best. Sure, that’s a good place to start, but then what do you do with the hundreds of results you get?

Follow these few simple tips and apply a few bits of knowledge to eliminate some dealerships and find the perfect one for you. All of this can be done when you’re looking at a dealer’s website – so you can save yourself the time and hassle of going to a dealership only to realize it’s all wrong. I can’t promise you the perfect buying experience, but these tips can help make things easier and let you focus on what really matters: finding the best truck for your business needs.

Tip #1: Look at Phone Numbers and Hours

This may seem like an obvious thing or a strange place to start, but it’s about more than just finding out when you should go or how to call them. Consider this: a good commercial truck dealership should want your business and be proud of what they have on offer; this means they want you to contact them. If it’s hard to find anything more than an address, then that should be a red flag that makes you wonder why they’re not pushing themselves more.

While you might be able to go to a dealership once, get a vehicle, and then go on your way never to look back, it’s more likely that you’ll need to contact them again from time to time. You want to make sure you can find phone numbers for them and know when you’ll be able to reach someone if you have questions or issues after a purchase. You should be able to find not just a single phone number, but numbers and operating hours for each department of the dealership so you can easily reach the person you need.

Tip #2: Look at the Location

Again, this may seem obvious for getting there, but it’s about more than just how to physically go to the dealership. You might be tempted to pick an out-of-area dealership that can save you some money on your purchase. While saving money is good – consider any long-term inconveniences that are going so far for buying a vehicle might have.

You also need to consider if you need any kind of maintenance or other work done on your vehicle at the dealership. Any money you save by going to a dealership further away could be offset in the long run by the inconvenience and gas miles of having to go back there for future issues.

Tip #3: Consider Your Financing Options

Before anything else, you need to know how you are going to pay for your new vehicle. Whether you will need traditional financing through a bank or similar lender, or a solid, proven leasing program. As you look at dealership websites, you should be able to easily see what kind of financing they offer and who they are looking to work with.

You don’t want to take the time to look at online inventory, go to a dealership, look around the lot, find the right truck, and only then discover you can’t work out financing with that dealer. Not only is this something to get at least partially figured out ahead of time, but the dealer’s website should make this pretty simple before you even go there. If the dealer website doesn’t have a financing section, then move on.

Tip #4: Check Out the Inventory

You can look at items, research, and pick out the model that is just right for your needs over the internet with everything else in your life, why not a new truck? A good dealership will have information about the models they offer on their site – so you can peruse the trucks they offer from the comfort of your office. Of course, inventory changes so be sure to call about anything you see online that you are interested in before you head there.

C&M Motors Has the Truck You Need

Consider both new and used vehicles as you look at a dealer’s inventory online. You might be set on a new truck but discover that some used models have everything you want and can save you some money. There’s no reason to limit your options.

C&M Motors has the experience to guide your through the buying journey whether you are looking for a new or used truck. Contact us with any questions and we look forward to hearing from you.


C&M Motors Inc


(800) 736-3443

Commercial Truck Dealership

hinoWhen you are searching for a commercial truck dealer, there are many questions and factors that can go into the decision process. How long have they been in business? Do they have a good selection of quality vehicles? How is their customer service?

Family owned C&M Motors has been taking care of commercial truck customers since 1982. We know that a quality dealership consists of a friendly, qualified sales staff, a team of trained technicians, and customer service personnel dedicated to making clients happy. In addition to great people, we are proud to feature quality new and used trucks.

We truly are a full-service dealership offering a variety of vehicles and service such as:

We pride ourselves in fostering long term relationships with our clients, and the only way for us to maintain that goal is to provide superior products and services. With two locations in the greater San Diego area (National City and Vista) we can maintain our quality and serve you better. So, when your search begins, start at C&M Motors. We assure you a great experience from beginning to end. Call, click, or stop by one of our two locations. We look forward to hearing from you.


C&M Motors – San Diego’s premiere Hino dealership!


(800) 736-3443

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